At least there’s one thing Americans across the spectrum can agree on: Having children is expensive. According to a statement issued by the United States Department of Agriculture in August 2014, “a middle-income family with a child born in 2013 can expect to spend about $245,340 ($304,480 adjusted for projected …
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Planning Ahead for an Affordable Summer
Summer camps are a staple of American society. For many families, sending kids to a summer camp, either day or overnight, is a luxury at first glance. However, with a little extra planning, that crucial summer experience can be within reach. A variety of resources are at the disposal of …
Read More »Money Matters: Don’t Be Caught in a Cash Crisis
We all have moments where we wish that we had some extra spending money or could afford an indulgence that we may not normally be able to enjoy. However, the situation is completely different when you can’t even afford the essentials—rent or groceries, for example. An emergency fund is designed …
Read More »Money Matters: The Old College Try
Jenny Diener-Grille of Pikesville has seen friends and family alike graduate from college and struggle to keep up with student loan payments, drowning in thousands of dollars of debt. So Diener-Grille, 46, wants to help her three children — who range in age from 11 to 14 — avoid a …
Read More »Financial First Beginnings
Financial literacy is one of the most useful and necessary skills over the course of a lifetime. However, until recently, schools have not been teaching money-management skills. With student debt amounting to more than $1 trillion across the country and current issues like low wages and inflation facing young people, …
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